Cashflow fuels business. DueCourse’s software technology unlocks money tied up in unpaid invoices, giving clients control over finance, empowering them to meet ambitions.

Very popular with SMEs, a £6.25m investment last year was the largest seen outside of London for a fintech company.

Backers include the founders and investors of Zoopla, LoveFilm, TransferWise and LinkedIn.

See more of our 101 tech start-up disrupters here.

And check out our 101 rising stars of tech - the exciting firms which did not make the main list but have the potential to grow.