Award winners at the Northern Tech Awards, the Floow is tackling the number one killer of young people – road accidents.

Its 80-strong team analyses behavioural data to make mobility safer and cheaper for all.

Supporting insurers around the world, the firm helps increase customer engagement and loyalty, which means fair pricing and safer roads.

See more of our 101 tech start-up disrupters here.

And check out our 101 rising stars of tech - the exciting firms which did not make the main list but have the potential to grow.