Propio is a FinTech that is leveraging the power of property-backed investing to help people make the most of their money. 

The volatility of the stock market and the lack of alternative products provided by traditional institutions means that many people are put off investing.

In fact, 7 in 10 people in the UK have no investments whatsoever, preferring instead to keep their money in current accounts, cash ISAs and sometimes under the bed.  

Propio has developed a simple, jargon-free alternative to stock market investing, allowing people to earn returns through property - a tangible, familiar and predictable asset class.

Investors can choose between three options based on the amount of risk they want to take and any money invested is lent to help finance UK property development and then paid back after a 12-month period.

What’s more, all investing is done through an ISA, so investors get the same tax benefits as stock market and cash ISAs. 

Its ISA-eligible product was developed alongside its customers to make investing in alternative asset classes as easy as possible.

Since launching in 2018, its had over £11m invested, delivered average annual returns of 6.3% community and seen a 65% growth in users in 2019 alone.

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