Started by brother and sister duo Paul and Gemma Young, Settled helps homeowners sell their homes quickly without an estate agent, saving them on average £5,000.

It does this by empowering users with technology.

Could this be the end of estate agents?

See more of our 101 tech start-up disrupters here.

And check out our 101 rising stars of tech - the exciting firms which did not make the main list but have the potential to grow.