A new way of banking – especially for those who have trouble sticking to a budget.

Squirrel’s app makes it easy for users to take control of their finances. Pay is diverted, funds are held back for saving and budgeting, then the rest goes into a bank account as normal.

The company’s growth plans are throughout the UK, then to the US, Australia and South Africa.

See more of our 101 tech start-up disrupters here.

 And check out our 101 rising stars of tech - the exciting firms which did not make the main list but have the potential to grow.